This tutorial is my own creation, any resemblance to any other tutorial is purely coincidental.  You must have a working knowledge of Paint Shop Pro, I create using psp 8, any version will work, please refer to my tag for placement of elements, I would love to see any results using my tutorials feel free to email them to me and I will proudly display them on my blog, thanks, enjoy and have fun.

Supplies Needed
Ptu kit called Magical Forest
by: Heather's Devine Dezigns
you can purchase the kit by visiting her blog HERE
Mask by Millie's Psp Madness
we are using mask 42
you can download from her blog HERE 
Plug-in used Xero, Mistifier
Tube of choice
I am using the beautiful work of
Zlata_M
you can purchase this tube at
Pics For Design HERE

Lets begin

open a 800x600 blank canvas

open element 74 from the kit
copy and paste as new layer
place in center of your canvas
grab your magic wand and click inside the frame
expand by 4
add a new raster layer and move below frame layer
open paper 12, copy and paste into selection
select none

Make your background layer active
add a new layer above bg layer
select all
open paper 14 from the kit
copy and paste into selection and select none
open Millie's mask 42 and apply
merge group
duplicate and merge down

Open your tube of choice
resize if needed
copy and paste as new layer
place to your liking
and drop shadow of choice

grab your selection tool
selection type eclipse
draw out an oval shape like so